Business liability insurance plays the vital role in the business. This is one of the insurance which is used by the business man and other. Business liability contract include the following point such as liability of a landlord, building proprietor, liability to members of the public resulting from faulty products; liability of contractors or manufacturers; and comprehensive liability. The latter contract is designed to be broad enough to encompass almost any type of business liability, including automobiles. There has been increasing use of coverage for liability stemming from defective products, because some court judgments have awarded huge compensations. Business liability contracts may be written to cover loss even if the act that produced the claim was not accidental. The only requirement is that the result of the act be accidental or unintended