Credit insurance is the special kind of insurance which is useful not only for the large companies but equally significance to small companies. The use of credit in modern societies is so various and widely distributed that many types of insurance have grown up to cover some of the risks involved. To give a specific examples of these risks, are the risk of loss of savings from bank failure; the risk of bad debts from death, insolvency and disability; the risk attaching to home-loan debts when installments are not paid for various reasons, resulting in foreclosure with subsequent loss to the creditor; and the risk of loss from export credit because of war, currency restrictions and so on. To measure this kind of all risks this credit insurance is used.