Business liability insurance plays the vital role in the business. This is one of the insurance which is used by the business man and other. Business liability contract include the following point such as liability of a landlord, building proprietor, liability to members of the public resulting from faulty products; liability of contractors or manufacturers; and comprehensive liability. The latter contract is designed to be broad enough to encompass almost any type of business liability, including automobiles. There has been increasing use of coverage for liability stemming from defective products, because some court judgments have awarded huge compensations. Business liability contracts may be written to cover loss even if the act that produced the claim was not accidental. The only requirement is that the result of the act be accidental or unintended

Guaranteed gave by the purchase of real estate against loss or damage form undiscovered defects in title to property that purchase is known as title insurance.The need for title insurance arises from the fact that real estate transactions are complex and technical. Any legal error, no matter how detailed or minute, may cause a defect in the title that impairs its marketability. Examples of such defects are forgeries, invalid or undiscovered wills, defective probate proceedings, or transfers of property by persons lacking full legal capacity to contract.

Nowadays air transportation is become a very popular means of transport. Sometimes accident may take place on the air and loss of plane and passenger's tales place. So, insurance which is made to compensate the loss incurred due to the risk of aviation is known as aviation insurance.

Business property insurance is the protection given to the business as there is many uncertain things can be happen which can destroy the valuable assets and document. By the use of business property insurance we can minimize the risk. This insurance gives full supports and provides the sum of amount which is loss. Business property insurance protects your business, from a minor hiccup to a major financial loss. Business property insurance is one of the most important investments ensuring the future of your business.

Insurance for business property follows a pattern that is similar in many ways to the one for individual property. A commonly used form is the “building and personal property coverage form” (BPP). This form permits a business owner to cover in one policy the buildings, fixtures, machinery and equipment, and personal property used in business and the personal property of others for which the business owner is responsible. Coverage also can be extended to insure newly acquired property, property on newly acquired premises, valuable papers and records, property temporarily off the business premises, and outdoor property such as fences, signs, and antennas.

Merchandise credit insurance is one kind of credit insurance which is effective in many sector. Credit insurance for domestic buyers and sellers is available in the many European countries. This insurance is sold only to wholesalers, manufacturers and certain service agencies, not to retailers. The policy is designed primarily to meet the needs of those sellers whose business is concentrated on a few buyers. The insurance is designed to enable the seller to recover a certain percentage of losses from insolvency of the debtor, but the contracts list a number of conditions under which the creditor may initiate a claim regardless of the question of insolvency. This kind of insurance is mostly useful to the manufacturers, wholesalers and agencies.

Credit insurance is the special kind of insurance which is useful not only for the large companies but equally significance to small companies. The use of credit in modern societies is so various and widely distributed that many types of insurance have grown up to cover some of the risks involved. To give a specific examples of these risks, are the risk of loss of savings from bank failure; the risk of bad debts from death, insolvency and disability; the risk attaching to home-loan debts when installments are not paid for various reasons, resulting in foreclosure with subsequent loss to the creditor; and the risk of loss from export credit because of war, currency restrictions and so on. To measure this kind of all risks this credit insurance is used.

Under group life insurance an employer signs a master contract with the insurance company outlining the provisions of the plan. Each employee receives a certificate that provides evidence of participation in the plan. The amount of insurance depends on the employee's salary usually the employer pays a portion of the premium and the employee pays the rest, but sometimes the employer pays the entire cost of the plan.

A major advantage of group life insurance to an employee is that usually coverage may be obtained regardless of health. The premiums on group life insurance are considerably less than on comparable individual policies, mainly because the selling and administrative costs are minimal.

Group insurance is widely used throughout the world, both in the form of private plans and as social insurance plans. Group insurance has been especially popular in Japan where many employees serve a company for life. All Japanese life insurance companies offer group life insurance. Thus Group insurance is a health care coverage plan in which members are included under one 'master policy' owned by their employers. This type of insurance is provided by the big organization and company to their worker or employees for their security and safety.

To secure and give protection of our assets, we should purchase theft insurance. This insurance helps or supports the insured .therefore he/she has no fear of there loss of goods and their assets. Unfortunately in our society much crime is always occurs one of them is theft. We simply know that theft is the act of stealing. There are mainly three kinds of insurance contracts. This is for robbery, burglary and other theft.
Furthermore this type of insurance is useful in the business firm. In firm there is an uncertain activity carry on which is not favorable to the firm. Some employees can steal money and assets of the firm. To secure this type of situation the firm should purchase theft insurance. So that firm can receive the loss money and property from the theft insurance company.